Robby Abutin
Ronnie Abutin
Bobby Abutin
The Best Investment is buying a Home
Generally, homes appreciate about four to five percent a year. Some years were
more, some less. One thing is undeniably true, real estate investment is a more
solid investment than stock.  The rate of return when buying a home is higher than
most any other investment you could make.  Consider this too, the interest on your
mortgage and your property taxes are both tax deductible, the government is
essentially subsidizing your home purchase.

When is the best time to buy a Home
I am a very positive person and I believe this year will be a good time to buy
houses and other properties.  Market timing is difficult to foresee but I believe
prices of real estate properties has nowhere to go but
UP.  In my opinion, property
price is at it's lowest.

What Buyers should not do while in the process of
Purchasing a Home
No major purchase of any kind which may affect your credit standing such as
cars, furniture, appliances, electronic equipment, jewelry, vacations, expensive
Do not change jobs.  For most buyers, the effects of changing jobs can be
disastrous to your loan application   Lenders will most likely approve the loan of a
person who has been working in a company for at least 2 years.
Don’t move your funds around.  Have you ever wonder why a mortgage broker
would usually ask you to submit to him  your last 2 years W2, Income Tax Return,
your last 2 pay stubs, your last 2 months bank statements, 401K, mutual funds,
certificate of deposits, money market funds, retirement accounts, etc?  Actually
these are common requirements of the mortgage underwriter (the person who will
approve your loan) to ascertain that you the buyer has the source of funds for your
closing costs, prepaid cost, and down payment.  Moving some funds out and in to
another funds might give difficulty to the Lender to document them.
You need Java to see this applet.
We are totally
focused on our
client's needs.  We
work to realize their
dreams as if they
were our own.
Abutin Realty Website
Licensed Real Estate Professionals
State of Washington, USA